ENCORE CAPITAL GROUP INC

ECPG

Form 4 • Statement of Changes in Beneficial Ownership

SEC Accession Number: 0001745333-26-000002
Filing date: Mar 4, 2026
Earliest execution date: Mar 2, 2026
Reporting Owners: Bell Ryan B (President)

Summary

Type

Sell

Net shares

-7,500

% of shares

-13.54%

Amount (USD)

$517,685

Insider confidence score

25.0 out of 100

Positive

  • Under Rule 10b5-1 trading plan

Negative

  • Major scheduled sell (<15% of shares)
  • Large sell amount ($250K+)

Stock transactions

Transaction 1

Security

Common Stock

Action

Sell

Date

2026-03-02

Code

S

Net shares

-1,466.0

Price per Share

$70.07

Amount (USD)

$102,722.62

Acquired/Disposed

Disposed

Shares Owned Before

55,410.0

Shares Owned After

53,944.0

Transaction 2

Security

Common Stock

Action

Sell

Date

2026-03-02

Code

S

Net shares

-3,603.0

Price per Share

$69.44

Amount (USD)

$250,192.32

Acquired/Disposed

Disposed

Shares Owned Before

53,944.0

Shares Owned After

50,341.0

Transaction 3

Security

Common Stock

Action

Sell

Date

2026-03-02

Code

S

Net shares

-1,500.0

Price per Share

$68.12

Amount (USD)

$102,180.00

Acquired/Disposed

Disposed

Shares Owned Before

50,341.0

Shares Owned After

48,841.0

Transaction 4

Security

Common Stock

Action

Sell

Date

2026-03-02

Code

S

Net shares

-671.0

Price per Share

$66.69

Amount (USD)

$44,748.99

Acquired/Disposed

Disposed

Shares Owned Before

48,841.0

Shares Owned After

48,170.0

Transaction 5

Security

Common Stock

Action

Sell

Date

2026-03-03

Code

S

Net shares

-260.0

Price per Share

$68.62

Amount (USD)

$17,841.20

Acquired/Disposed

Disposed

Shares Owned Before

48,170.0

Shares Owned After

47,910.0

Filing's footnotes

1. The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 26, 2025. This Rule 10b5-1 trading plan has now been completed.

2. This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $70.00 to $70.20 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

3. This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $68.99 to $ 69.92 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

4. This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $67.82 to $68.38 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

5. This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $66.55 to $67.23 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

ℹ️ Filed under Rule 10b5-1 trading plan

This page is for informational purposes only. While we strive for accuracy, the summary may contain inaccuracies or omissions. Please refer to the official SEC filing for authoritative information. Open the SEC filing.