Live Oak Bancshares, Inc.

LOB

Form 4 • Statement of Changes in Beneficial Ownership

SEC Accession Number: 0002006943-26-000010
Filing date: Mar 4, 2026
Earliest execution date: Mar 2, 2026
Reporting Owners: Phifer Walter J (CFO)

Summary

Type

Sell

Net shares

-4,712

% of shares

-31.81%

Amount (USD)

$172,379

Insider confidence score

22.5 out of 100

Negative

  • Large discretionary sell (≥1% of shares)
  • Significant sell amount ($50K+)

Stock transactions

Transaction 1

Security

Voting Common Stock

Action

Sell

Date

2026-03-02

Code

S

Net shares

-4,712.0

Price per Share

$36.58

Amount (USD)

$172,379.10

Acquired/Disposed

Disposed

Shares Owned Before

14,815.0

Shares Owned After

10,103.0

Filing's footnotes

1. This transaction was executed in multiple trades at prices ranging from $36.41 to $36.96. The price reporting in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a security holder of the Issuer full information regarding the number of shares and prices at which the trades were effected.

2. Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

3. The RSUs vest in five equal annual installments beginning on December 15, 2022, subject to the reporting person's continuous service to the Company or a related entity on such date.

4. The RSUs vest in five equal annual installments beginning on December 9, 2023, subject to the reporting person's continuous service to the Company or a related entity on such date.

5. The RSUs vest in five equal annual installments beginning on February 12, 2025, subject to the reporting person's continuous service to the Company or a related entity on such date.

6. The RSUs vest in five equal annual installments beginning on February 10, 2026, subject to the reporting person's continuous service to the Company or a related entity on such date.

7. The RSUs vest in five equal annual installments beginning on August 18, 2026, subject to the reporting person's continuous service to the Company or a related entity on such date.

8. The RSUs vest in five equal annual installments beginning on February 9, 2027, subject to the reporting person's continuous service to the Company or a related entity on such date.

This page is for informational purposes only. While we strive for accuracy, the summary may contain inaccuracies or omissions. Please refer to the official SEC filing for authoritative information. Open the SEC filing.